Have visited a man by the name of Jacob Conad, known by the appellation of "Kelt," which means in German "money," not because he has so much money or wealth, but because he is so very loath to part with it when he gets a little. He will suffer before he will part with a cent. We should use our labor to alleviate our real wants, but not those that are merely imaginary. But if we are able, we may be more liberal. But yet I cannot condemn the course this individual follows because if he lives to be very aged or from any cause should become disabled so that he could not labor, he will have something to support him, which under these circumstances will afford him more satisfaction than feeding now a facetious want or mere vanity. We ought to prepare for age or inability.